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Online Banking

Message Pay

Make a Loan Payment Anytime

Make a payment to your Illinois Valley CU loan from any external account. Send your payment via text message, online, or through mobile banking. Your personal data is encrypted for your security.

  • Each Credit or Debit Card transaction on Message Pay is only $4.95 for members or $9.95 for staff assisted phone transactions.
  • There is no fee for ACH payments through Message Pay or loan payments made in either one of our branches.

Make an Account Deposit into your Checking or Savings Anytime

  • $250 limit per transaction.
  • Each Credit or Debit Card transaction on Message Pay is only $4.95 for members or $9.95 for staff assisted phone transactions.
  • There is no fee for ACH Deposits through Message Pay or Deposits made in either one of our branches.

How to get started:

  • The link will take you to a portal to verify your account with your account number and date of birth.

Verifying your account for the first time:

  • Set up 4 digit pin: Once you have entered your account number and date of birth, it will prompt you to create a 4 digit pin. Store this information in a secure place as you will need this pin number to verify future payments.