Attention homeowners! Using the equity in your home is an increasingly popular way to access extra cash for such things as home improvements, bill consolidation, college expenses or a dream vacation. With an IVCU home equity loan you can borrow up to 80% of the value of Your residence (less any outstanding mortgages). You’ll enjoy low rates, convenient repayment terms, and minimal closing costs. The interest incurred on your loan may also be tax deductible (consult with tax advisor regarding your specific financial situation).