Members will receive a 1/4% discount for each of the following  products and services that they currently maintain with the credit union when they apply for an IVCU loan.

• Direct Deposit of net payroll, pension or social security.

• Active VISA credit card either Classic or Platinum.

• Active VISA debit card.

• Payroll Deduction or Automatic Account Debit for payment.

• IRA Account Balance of $5,000.00 or More.

• Share Term Certificate Account Balance of $5,000.

• Checking Account with Average Balance of $500.00 during the last three (3) months.

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The Maximum 1% discount applies to only loan requests that conform to the existing Illinois Valley Credit Union Loan Rate Schedule.  Promotion does not include VISA Credit Cards, Share or Share Term Loans, Conventional Mortgage Loans or any loans over sixty (60) months.  Normal credit union loan guidelines apply.