IVCU Rates Page

Rates


All rates subject to change without notice. Rates effective March 20, 2008

Loan Rates
	24 Months	36 Months	48 Months	60 Months	66 Months	72 Months
New 2007- 2008 w/20% down	6.00%	6.00%	6.00%	6.25%	6.80%	7.30%
New 2007- 2008 w/less than 20% down	6.25%	6.25%	6.25%	6.50%	7.05%	7.55%
Used 2007 Vehicles		6.80%	6.80%	6.80%
Used 2006 Vehicles		7.05%	7.05%	7.05%
Used 2005 Vehicles		7.30%	7.30%
Used 2004 Vehicles		7.55%	7.55%
Used 2003 Vehicles		7.80%	7.80%
Used 2002 Vehicles	8.05%	8.05%	8.05%
Used 2001 and older Vehicles	10.55%	10.55%
If financing more than wholesale value of a used vehicle, .25% is added to the respective rate listed above. **Above rates are promotional and subject to termination at the credit union's discretion. Rates Quotes as Annual Percentage Rate (APR)

*Share Dividend Rates* (Penalty may apply for early withdrawal.)
Type of Share Account	APY Annual Percentage Yield
Share Savings (under $1000)	.50%
Share Savings (over $1000)	.75%
Share Draft Checking (under $500)	.15%
Share Draft Checking (over $500)	.40%
Money Market	1.26 to 2.02% Tier Structure
Cert. Of Deposit ($500 minimum)	APY/Annual Percentage Yield
3 Month	1.76%
6 Month	2.52%
12 Month	2.78%
18 Month	2.88%
24 Month	2.98%
30 Month	3.09%
36 Month	3.29%
IRA'S	APY/Annual Percentage Yield
12 Month Traditional, Roth, Educational	2.78%
18 Month Traditional, Roth, Educational	2.88%
24 Month Traditional, Roth, Educational	2.98%
30 Month Traditional, Roth, Educational	3.09%
36 Month Traditional, Roth, Educational	3.29%
Variable Traditional, Roth, Educational	3.74%
Club Savings	APY/Annual Percentage Yield
Christmas Club	1.25%
Vacation Club	1.25%
Property Tax Savers Club	1.25%
Pay Day Club	2.52%
Share Rates as of March 20, 2008